Effective as of February 1, 2023.
In the course of doing business with you, HORAN may collect personal, non-public information about you from a variety of sources:
Information Collected Automatically: When you use our website, we or our third-party service providers may automatically receive and record certain information. For example, this may include your device’s IP address, user-agent string, information about your use of the website during your current session and over time (including the pages you view and the files you download), the date and time of your visit, links you click, searches conducted, the website visited before navigating to our website, your software and hardware attributes (including browser and operating system type and version, website version, device type, and device identifiers), and your general location inferred from your zip code data uploaded to the website. To obtain such information, we or our third-party service providers may use the following technologies to recognize your device and collect information about your website usage:
We may combine information collected through the website with information that we collect in other contexts, such as information from our communications, phone calls with you, or data that we collect via contracts or other agreements. We will treat such combined information in accordance with this Policy.
We use your information to:
HORAN has internal procedures designed to maintain accurate records concerning your personal information. If you ever believe that our records contain inaccurate, incomplete or non-current information about you, please notify us immediately. We will respond to requests to correct the information in a timely manner.
We do not disclose your information that you’ve made through our website with outside parties, except to companies that host our data services, deliver communications on our behalf, fulfill service requests, operate apps, or plug-ins on our behalf, or for a variety of reasons, including as follows:
We will only disclose information in limited circumstances as permitted by law. We maintain physical, electronic and procedural safeguards that comply with applicable law to guard your nonpublic personal information.
We do not share with our aﬃliated company’s other information you have given us in connection with an application, contract or agreement; or information we have received from other third parties. You will be notiﬁed if we intend to do so and be given the opportunity to prevent such sharing.
If you prefer that we not disclose nonpublic personal information about you to non-affiliated third parties, you may opt out of those disclosures (other than those disclosures permitted by law, to include regulatory authorities). To exercise your right to opt out of disclosure of your nonpublic personal information, please notify us at:
We have implemented appropriate data collection, storage, and processing practices designed to secure your information from accidental loss and from unauthorized access, use, alteration, and disclosure. We restrict access to non-public personal information to those employees who need to know that information in order to provide our products and services to you.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your information, we cannot guarantee the security of your information transmitted to our website. Any transmission of information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Sites.
We do not knowingly collect information from children under 13. If you are under 13, do not use or provide any information, register an account, enter any subscriptions, make any purchases or submit any applications, or use any of the interactive or public comment features of our website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at TomS@horanassoc.com.
Your personal information is retained for as long as necessary to comply with our legal obligations, to resolve disputes, or to enforce our agreements. However, data that is deleted from our servers may remain as residual copies on backup servers or other media.
If you end your relationship with us, we will continue to adhere to the policies and practices described in this Policy.
By Phone - 513.745.0707 or 800.544.8306
By E-Mail – TomS@horanassoc.com
Thomas Shoemake, Chief Compliance Oﬃcer & Executive Representative, Registered Principal
We are proud to announce that effective June 1, 2023, HORAN Health, our Employee Benefits division, has become a part of HUB International. Our commitment to local client services, integrity and trust remains steadfast.
HORAN Wealth continues its 75-year legacy of independent support in retirement, life insurance, financial planning, investment advising and more. To learn more about HORAN Wealth, click here.