A Small Number of Stocks Contributing to the Market's Advance
From time to time I note the economy is not the market and vice versa. Being aware of this difference has proven important this year as the S&P 500 Index is up…
Retirement Meditation #44: Has my company outgrown its SIMPLE retirement program?
Pre-COVID, a small business investigated a move from their SIMPLE IRA to a more traditional 401(k) plan. The growing organization was approaching and looking…
Health Savings Account and Excepted Benefit HRA Contribution Limits Increase for 2024
On Tuesday, May 16th, the IRS released Revenue Procedure 2023-23, providing the inflation-adjusted limits for health savings accounts (HSAs), high deductible…
RxDC Reporting is Due June 1st and our Vendor’s Questionnaire Was Overlooked, Now What?
The deadline for reporting pharmacy and benefit cost data (RxDC) to the Centers for Medicare and Medicaid Services (CMS) is June 1, 2023. While the initial…
Potential Significance of Growth Stocks Outperforming Value Stocks
I have written about the performance differences between growth stocks versus value stocks depending on the business cycle. As the economy begins to accelerate…
As NFL teams rotated into their position to make a draft selection in the recently completed NFL draft, they were placed "on the clock" in terms of having a…
As Stocks Outperform Equity Fund Flows Are Negative
Although 2022 was not a good year for most investment asset classes a recovery in equities actually began early in the fourth quarter of the year. The S&P 500…
Friends, have you been talking about when the federal COVID-19 “Outbreak Period” actually ends? Since it’s been a frequent topic of conversation around here,…
Will International Equities Recent Outperformance to U.S. Equities Continue?
Over the past 15 years international developed market equities as measured by the MSCI EAFE Index have outperformed the S&P 500 Index in only four years and…
Spring 2023 Investor Letter: A Stock Market Rebound Continues
Without a doubt 2022 was a tough year for investment returns with 105 out of 112 asset classes generating a negative return, according to Morningstar data…