Life Insurance,
Disability & Long-Term
Care Plans for
Individuals & Families

Individuals & Families | Life Insurance, Disability & Long-Term Care Plans for Individuals and Families

You can’t predict the future, but you can better plan and prepare for it. That’s our mission—to help secure a better future for you, your loved ones and the causes that matter most. Our team of experts has over 200 years of collective experience. We listen generously and collaborate with you on a customized approach. Our clients are affluent individuals who demand a full suite of customized insurance solutions versus off-the-shelf products. We will meet you where you are and get you where you want to go.

Would you like more information?
Would you like more information? Contact Us

Prepare and Protect Yourself and Your Loved Ones

Structured For Your Success

When you become a HORAN client you don’t just have a relationship with your plan advisor—you benefit from the collective power of the entire company’s experience and expertise. Your strategy is informed by dedicated, experienced individuals that go the extra mile to ensure the approach is the right one to meet your needs.

Life Insurance

Life insurance gives you the peace of mind to live a productive and abundant life with the knowledge that your family will be protected if you pass away. When you consider your current expenses, how would your income stream be replaced be replaced if you were unable to provide for your family? How do you determine how much life insurance you need to replace your income stream? 

Disability Insurance

1 in 4 Americans entering the workforce today will become disabled before they reach retirement. Short-term and long-term disability can provide income protection which can help you protect your financial future if you're unable to work. 

Long-Term Care Insurance

A prolonged illness, requiring long term care, can have a profound financial impact on an estate. Proper planning can help minimize the chances of a potential asset depletion due to the costs associated with providing long term care. There are three main types of long term care insurance: traditional long term care insurance, hybrid long term care insurance and life insurance with a long term care rider. 

Related Services

Wealth Management

At HORAN Wealth, we listen generously.
Listening allows us to tailor solutions that
fit the aspirations of each client.

Learn More
Wealth Management Learn More
Financial Planning

Comprehensive financial planning helps individuals understand their current financial situation and the key risks associated with their long-term goals.

Learn More
Financial Planning Learn More
Estate Planning

HORAN can help you maximize planning opportunities to proactively manage your wealth planning strategies, and learn what can be done to avoid or reduce some of the burden of estate taxes.

Learn More
Estate Planning Learn More

Insights

Housing Market Continues To Weaken
The Federal Reserve's aggressive push higher in the Fed Funds rate has resulted in mortgage interest rates following suit and rapidly moving higher…
Read More
Housing Market Continues To Weaken Read More
Retirement Meditation #39: When is a non-qualified deferred compensation plan not beneficial?
“Howard” succeeded his father to become the fifth-generation owner of the family’s funeral parlor. Now 60 and seeking to retire himself and with no…
Read More
Retirement Meditation #39: When is a non-qualified deferred compensation plan not beneficial? Read More
Holiday Budgeting
Read More
Holiday Budgeting Read More