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February 11, 2022
Declining Oil Inventory Contributing To Higher Oil Prices
The Weekly Petroleum Status Report released by the EIA on Wednesday showed crude inventory, excluding the Strategic Petroleum Reserve (SPR), fell 4.8 million…
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February 9, 2022
Retirement Meditation #6: Should I make deferral contributions to capture the whole employer match?
After graduating from college, I joined the U.S. Department of Labor, EBSA (when it was PWBA).  The government had just made the switch from the Civil…
Retirement Meditation #6: Should I make deferral contributions to capture the whole employer match? Read More
February 8, 2022
Small Business Optimism Continues To Weaken
The January NFIB Small Business Optimism Index was reported at 97.1, down 1.8 points. This is the lowest reading for the Index since the February 2021 reading…
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February 3, 2022
Retirement Meditation #5: Should I make pre-tax or Roth contributions to my 401(k) plan?
Years ago, I listened to a retirement plan participant summarize a retirement educator’s lengthy explanation of the differences between pre-tax and Roth…
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February 1, 2022
Why You Need Coverage for Mental Health Services in Your Campus Health Insurance Plan and How to Make it Happen
The past few years starkly highlighted the need for mental and behavioral health service…
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January 31, 2022
You May Want to Take One Last Look at Forms 1095-C Before Filing
If you are an applicable large employer and required to report offers of coverage on Form 1095-C and haven’t distributed or filed them yet, you may want to…
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January 29, 2022
Retirement Meditation #4: What is the right amount to save for retirement?
I’ve met a lot of people in my more than 35-year career in the retirement plan industry.  Many individuals have said to me, “I wish I had started saving…
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January 28, 2022
HORANalytics Databyte®: Breaking Down the Cost of Unmanaged Hypertension
At HORAN, our mission is to help employers provide a better quality of life for employees and their…
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January 24, 2022
David Templeton Featured in Cincinnati Business Courier’s 2022 Economic Outlook Summit
On Jan 11, the Cincinnati Business Courier, along with Heritage Bank, Blue & Co., and HORAN…
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January 23, 2022
Weak Consumer Sentiment A Headwind For Fed Rate Hikes?
This week investor attention will likely have a heightened focus on statements from the Federal Reserve as it holds its two day meeting on Tuesday and…
Weak Consumer Sentiment A Headwind For Fed Rate Hikes? Read More
January 22, 2022
Dividends Matter In Down Markets
As the new year gets underway the equity market so far in January has not been kind to investors. Both stock and bond investments are mostly down with the…
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